So this past spring I led a Financial Peace University group at our church. If your not familiar FPU is the brain child of Dave Ramsey and a wonderful tool to help you refocus and get you out of debt. Trust me. It works. My wife and I paid off $15,000 in debt in three months. Yeah we had to make some crazy sacrifices and it isn’t easy, but getting into debt was exactly an overnight decision either.
So here we sit caught up on all our bills. Our only debt is for the mortgage on the house which we got at a fixed rate and have kept the cost of our house in reasonable limits for us. Despite all this I find myself angry, impatient, upset, discouraged, feeling sorry for myself. And why? Cuz I’m a baby. That’s right.
I thought that financial peace (aka being debt free) would launch me into this new phase in life where money would just fall in my lap and I could say yes to things I wanted just because I wanted them. I admit it. I guess that I approached this whole deal with the idea that getting out of debt would become the launching point for me fulfilling all my materialistic dreams.
There is hope for me yet.
1. I am beginning to realize and understand the problem. Me.
2. While things may not be happening the way that I wanted them to happen we are seeing another possibility that would never have been an option if we were in debt. My wife is going back to school. How cool is that. We have been married over 11 years and schooling was never really much a thought. She worked cause we needed the money to pay the bills. Well, guess what…the bills are paid. And at about the same time God began to stir her heart. She’s not going back to school to get some fancy job and start some fancy career (though it could end up like that). No she is going back to school so that she can help kids learn to read.
I love my wife.
How purposeful is that? How exciting?
So the iPod, the big screen TV, the new computer, the car, all that other st*ff will have to wait. The Gerbrandt family has more important things to invest their money in…the literacy of kids who just need a little help, a little patience. And they are so going to get it….just you wait!
How do you keep yourself focused on the right dreams? What sacrifices do you make? What do you tell yourself when you make those sacrifices?